SCHUFA Bonitätsauskunft
Germany's credit scoring agency. A SCHUFA report is required when renting an apartment.
SCHUFA (Schutzgemeinschaft für allgemeine Kreditsicherung) is Germany's main credit scoring agency. Your SCHUFA score reflects your creditworthiness based on your payment history.
A SCHUFA Bonitätsauskunft (credit report) is one of the most important documents when applying for an apartment in Germany. Landlords use it to verify you have no payment defaults.
You can request your SCHUFA at meineschufa.de:
If you are new to Germany, you may not have a SCHUFA record yet. In this case, provide a credit report from your home country or an employer reference letter.
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